Independent Title Agents Matter

Top Reasons to use an Independent Title Agent

• CHOICE - We empower you to make the best choices possible. We suggest you shop and compare 3 different independent title agencies for price, service and convenience. We are confident that you'll like what you see and that you will come out on top!
• CONFLICTS OF INTEREST - We believe that real estate professionals have a fiduciary duty to their client and need to keep their clients best interest in mind. Self-dealing, unfair business practices, anti-competitive business practices, conspiracy to defraud, unjust enrichment and interference with a fiduciary relationship are just a few of the problems. Notwithstanding, we caution, what better way to lock-in business, destroy competition and raise prices without consequences than to incentivize fiduciaries to manipulate their clients about choosing a title company?
• SAVINGS - We don't participate in Affiliated Business Arrangements (AfBAs). This is an active choice we make to better meet your needs and serve you. We do not pay referral fees, inducements or incentives to real estate or lending professionals. Instead, we pass these savings on to our customers.
• AUTONOMY -With freedom of one's action, we are less pressured into doing business with any particular person or company, therefore, customer service, competitive pricing, quality of work and higher standards are always in mind for our customers.
• HONESTY/DUTY- We keep our relationships honest, allowing us to focus on what we do best: looking out for your needs, providing choices and protecting you, our customer. We feel it is a duty and privilege to serve you.
• ALLIANCE - Being a proud member of the Ohio Association of Independent Title Agents. We believe that truly independent title agencies make title insurance costs more competitive, help lower title insurance claims and protect the ultimate consumer from costly real estate related litigation, displacement from their home and horrible inconveniences.
• REPRESENTATION - We believe that you should be represented by legal counsel throughout your transaction.
• PLEDGE - We not only adhere to higher standards of professionalism and integrity but have made a pledge to the consuming public.
• TRANSPARENCY - Since when does it make sense to have the real estate professional examine their own title work? Homebuyers are often completely reliant on a real estate agent for expertise and advice on all aspects of a real estate transaction , including finding a title company, but the real estate agent and lender knowingly places their client in a position of complete vulnerability and then "takes financial advantage" of them by sending them to their in-house title company. A person should never violate Trust for secret profit.
• SAFEGUARDS - We are neutral third parties providing the safeguards, integrity and "checks and balance" to the transaction. It is our position that people involved in controlled business arrangements should have NO involvement with the title agent who is supposed to uncover and disclose to all parties all problems with the transaction.
• TRUTH - We don't believe in the "One Stop Shopping" OSS concept. In-house title agencies are just smoke and mirrors. Even more startling is that consumers are actually told by the real estate associations like RESPRO.ORG that they want OSS and bundled services. If OSS were properly disclosed to consumers we believe that the truth would far outweigh any benefit. OSS removes all the safeguards, eliminates competition, representation and violates the consumers best interest.